Burbank City Mortgage Services  

Prequalified or Preapproved:
Know the Difference When House Shopping

Many steps go into shopping for a house. One is getting prequalified for a mortgage. Fit Mortgage can help. Bring in a list of your creditors, monthly payments, and account balances, as well as current paychecks.

When you prequalify, our loan officers can give you an estimate of how much house you can afford, approximate monthly payments, and down payment and closing costs.

However, don't confuse being prequalified with being preapproved. In a preapproval, your lender will formally assess your credit history, employment history, debts, gross income before taxes, and your spouse's income--if you're married, and any property or assets you own, rather than just informally review them the way it does in a prequalification.

Stop in and see us today for all your mortgage needs or give us a call 818.524.1680.

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Loan Type Rate APR*
30-Year 4.625% 4.859%
20-Year 4.250% 4.563%
15-Year 4.000% 4.394%
Need a Home Equity Loan?
Contact our Partner
Burbank City Federal Credit Union
Call (800) 622-3328
Click www.BurbankCity.org
NMLS# 407810

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